When it comes to investing, there are a lot of different options to choose from. And when you have a sizeable chunk of cash like 200K to invest, it can be tough to decide where to put your money. In this blog post, we’re going to explore how you can get a 15.3% ROI year on year with your investment! So if you’re ready to learn more, keep reading!
17 Ways To Invest $200K And Make Money Fast
It’s important to know that there are many options available when choosing how to invest your money.
But when you’re looking to make a profit quickly, there are only a few options that will really give you the return on investment that you’re looking for.
If you’re ready to learn more about how to invest 200K and make money fast, here are 17 ways that you can do it!
1. Precious Metals Like Gold And Silver
Precious metals have long been considered a safe investment, and in recent years they have become increasingly popular as a way to preserve wealth.
Gold and silver are both abundant and durable, making them ideal for use in jewelry and other decorative items.
In addition, gold is highly resistant to corrosion, making it an ideal material for creating coins and other forms of currency.
As a result of these factors, precious metals are typically considered to be a safe investment.
There are several ways to invest in precious metals. One option is to:
1.1. Purchase Physical Gold And Silver
One of the most popular ways to invest in precious metals is to purchase physical gold and silver. Investors typically buy gold and silver bullion bars or coins.
The most popular gold bullion coin is the American Gold Eagle, while the most popular silver bullion coin is the American Silver Eagle.
Another option for investors interested in purchasing physical gold and silver is to buy numismatic coins.
Numismatic coins are collector’s items that are usually worth more than their intrinsic value.
For example, a 1922 $20 Saint-Gaudens gold coin may be worth several thousand dollars due to its historical significance and rarity.
When buying physical gold and silver, it’s important to consider the costs of storage and insurance.
Gold and silver bullion coins or bars can be stored in a home safe, a bank safe deposit box, or at a private storage facility.
1.2. Invest in Gold and Silver Mining Companies
Another way to invest in precious metals is to invest in gold and silver mining companies.
Mining companies are involved in the extraction of gold and silver from the ground.
A number of different factors can affect the share price of a mining company, including the current spot price of gold and silver, the size and location of the company’s mines, and the efficiency of its operations.
Mining companies can be risky investments, as they are subject to a number of factors beyond their control, such as changes in commodity prices, weather conditions, and political instability.
1.3. Precious Metals IRAs
One way to invest in precious metals like gold and silver is through retirement accounts like a precious metals IRA.
A precious metals IRA is an individual retirement account that allows you to hold investments in gold, silver, platinum, and palladium.
To be eligible for a precious metals IRA, you must open an account with a gold IRA company that offers this type of investment.
Invest In Gold IRA With Augusta
If you’re looking for the best option to invest in a gold IRA, check out our top gold IRA providers list first.
Our number one pick is Augusta Precious Metals – and boy they do offer a lot.
- A+ BBB rating? Check.
- Zero complaints since their inception? Check.
- Thousands of rave reviews? Check.
- Money Magazine’s top-pick designation? Check!
Read the complete Augusta Precious Metals Review here.
Plus, if you take advantage of their services, they’ll even pay all custodial and storage fees for up to 10 years!
Now that’s what I call an incredible deal.
You’d be hard-pressed to find another company offering even close to that level of value for their customers.
Once your account is opened, you can then purchase precious metals from a dealer and have them deposited into your IRA.
The top gold IRA companies will not only guide you through the process of investing in gold for your retirement but also explain how it works.
A few of them include:
2. Real Estate Market
For anyone looking to invest a large sum of money and make a quick return on their investment, the real estate market is always a good option.
The housing market is always fluctuating, but there are always opportunities to buy low and sell high.
With a little research, you can find properties that are undervalued and are likely to appreciate in the near future.
Of course, real estate investing is not without risk, but if you are willing to take on some risk, it can be a great way to make a lot of money quickly.
Investing in a rental property is one way to make money in the real estate market via monthly rent payments.
Rental properties can provide a steady income, and if you are able to purchase a property for below market value, you can make a great return on your investment.
Another way to make money in the real estate market is to flip houses.
Flipping houses involves buying an investment property, making repairs or upgrades, and then selling it for a profit.
This can be a great way to make money, but it does require some knowledge of the housing market and some upfront capital.
Another way to invest in the real estate market can be through:
2.1. Real Estate Investment Trusts (REITs)
Real Estate Investment Trusts or REITs are special types of companies that own and manage income-producing commercial real estate, such as office buildings, shopping malls, and warehouses.
By investing in a REIT, you can earn regular dividends from the rental income and capital appreciation of the underlying properties.
Plus, REITs offer the advantage of being relatively low-risk investments, since they are diversified across many different types of properties and geographically dispersed.
Given the current state of the economy, investing in REITs is an attractive way to generate monthly income and preserve capital.
3. Stock Market
The stock market can be a great way to grow your money, but it is also risky.
Before investing in the stock market, you should educate yourself on the potential risks and rewards.
You should also have a plan for how you will sell your stocks if the market crashes.
With a brokerage account, you can buy and sell stocks, bonds, mutual funds, and other types of investments.
Additionally, you should diversify your investment portfolio by investing in different types of stocks.
This will help to mitigate some of the risks involved in investing in the stock market.
Overall, the stock market can be a great way to invest your money, but it is important to understand the risks before you invest.
4. Treasury Bills
Treasury bills are debt securities issued by the U.S. government with maturities of one year or less.
They are considered to be one of the safest investments because they are backed by the full faith and credit of the U.S. government.
Treasury bills can be purchased directly from the government at auction or through a broker.
The interest rate on Treasury bills is determined at auction and is typically lower than the rate on other types of debt securities, such as corporate bonds.
For example, if you purchase a $200,000 Treasury bill with a maturity of six months, you will earn interest at the rate determined at auction plus any premium that you pay for the bill.
Treasury bills can be an attractive investment for people who are looking for a safe place to park their money for a short period of time.
However, they do not offer much in the way of return potential, so they may not be suitable for investors who are looking to grow their wealth over the long term.
5. Start A Business
Starting your own business is a great way to get involved in something you’re passionate about, and you’ll have the added bonus of being your own boss.
Of course, starting a business is not without its risks.
But if you’re willing to take a chance and put in the hard work, it could be a very rewarding experience.
So if you’ve got $200,000 to invest, why not start your own online business?
This could be the best decision you’ll ever make.
6. Mutual Funds
Mutual funds are pools of money that are managed by professionals and invested in a variety of different securities, such as stocks, bonds, and other assets.
This diversification helps to minimize risk and maximize returns.
While there are many different types of mutual funds available, index funds are often a good choice for long-term investors.
Index funds track major indexes, such as the S&P 500, and provide exposure to a wide range of companies.
As a result, they tend to be less volatile than other types of mutual funds and offer the potential for higher returns over time.
If you’re looking for a way to invest $200K, mutual funds should definitely be on your radar.
7. CDs and Savings Accounts
Both of these options offer a safe and secure way to grow your money, but they also come with a few drawbacks.
CDs tend to have higher interest rates than savings accounts, but they also have early withdrawal penalties.
Savings accounts offer relatively low interest rates, but they also provide easy access to your money.
So, which is the best option for you?
That depends on your goals and objectives.
8. Peer-to-Peer Lending
Peer-to-peer lending is one of the best ways to invest $200k.
You can earn up to 10% returns and get your money back in as little as 18 months.
With this method, you can lend money directly to individuals or businesses who are in need of capital.
In return, you’ll receive interest payments on the loan, which can add up to a tidy sum over time.
Plus, you can feel good about yourself because you’re lending money to people who need it.
Just make sure you do your homework and only lend to people with a good credit history to maintain positive cash flow.
With a franchise, you’re buying into a tried and tested business model with a proven track record of success.
Plus, you’ll have the support of the franchisor to help you get up and running. Of course, there are some downsides to franchising too.
For one thing, you’ll likely have to pay an upfront fee to the franchisor, and you may also be required to meet certain performance targets.
But if you’re willing to do your research and make a commitment, investing in a franchise can be a great way to build your own business.
f you’re lucky enough to have $200,000 burning a hole in your pocket, you may be wondering how to best invest the windfall.
One option is to purchase royalties from artists and songwriters.
By investing in royalties, you can earn passive income while supporting the arts.
Furthermore, royalties are relatively easy to sell if you ever need to raise cash in a hurry.
However, it’s important to do your homework before investing, as there are many scams and unscrupulous dealers out there looking to take advantage of unsuspecting investors.
If you’re careful and do your research, though, investing in royalties can be a great way to grow your wealth.
Commodities are physical goods that are used to produce other products or services.
They can include everything from oil and gold to wheat and pork bellies.
And because they’re essential to the global economy, they can be incredibly valuable.
In fact, investing in commodities can be a great way to hedge against inflation and protect your wealth over the long term.
Of course, investing in commodities is not without its risks.
The prices of these goods can be volatile, and there’s always the possibility that you could lose money.
12. Bitcoin and Other Cryptocurrencies
Bitcoin and other cryptocurrencies have been making headlines lately – and for good reason.
These digital assets have seen explosive growth over the past year, and they show no signs of slowing down.
If you’re looking for a high-growth investment, investing in Bitcoin and other cryptocurrencies could be a great option.
They are also incredibly volatile, so their value can rise and fall rapidly. In 2017, the price of Bitcoin soared from around $1,000 to nearly $20,000, before crashing back down to around $3,500 in 2018.
So if you’re feeling lucky (or foolish), you could put your entire $200K into Bitcoin or another cryptocurrency.
13. Exchange-Traded Funds (ETFs)
ETFs are a type of investment fund that tracks a basket of underlying assets, such as stocks, bonds, or commodities.
They offer investors a convenient way to have a diversified portfolio without having to purchase individual securities.
ETFs offer more tax benefits than other types of investment funds.
And because they trade on stock exchanges, they can be easily bought and sold throughout the day.
14. High Yield Savings Account (HYSA)
This type of account typically offers higher interest rates than a traditional savings account, which means your money can grow faster.
In addition, most high-yield savings accounts offer some level of protection from losses, making them a relatively safe investment.
Of course, there are other ways to invest $200,000, but if you’re looking for a safe and relatively easy option, a high-yield savings account may be the way to go.
Contact your local bank or financial institution to learn more about this and other investment options.
15. Healthcare Savings Account (HSA)
An HSA is a special kind of account that can be used to cover qualified medical expenses, and it comes with a number of attractive benefits.
For one thing, the money in your HSA can be invested and allowed to grow tax-deferred.
Additionally, withdrawals from your HSA are tax-free as long as they are used for qualified medical expenses.
And finally, if you’re 50 or older, you can make catch-up contributions to your HSA of up to $1,000 per year.
16. Non-Fungible Tokens (NFTs)
NFTs are the latest craze in the world of digital investments, and they’re perfect for anyone with a sizable amount of cash to burn.
So, what exactly are NFTs?
NFT stands for “non-fungible token,” and it refers to a digital asset that is unique and cannot be replicated.
This means that each NFT is one-of-a-kind, which makes them highly sought-after by collectors and investors.
And because they’re digital, NFTs can be stored on a computer or blockchain ledger, which makes them easy to buy, sell, and trade.
There are all sorts of NFTs available on the market, from digital art and music to virtual real estate and more.
So, if you’re looking to turn to a new investment strategy consider buying some NFTs!
17. Robo Advisor
Robo advisors are computer algorithms that manage investments based on goals, risk tolerance, and other factors.
They can be ideal for hands-off investors who want to leave the investment decisions to someone else. However, it’s important to research different Robo-advisors before selecting one, as there are fees associated with some of them.
4 Things To Consider Before Investing 200K
When it comes to making a major investment, such as spending 200K on a new business venture, there are several important factors to consider.
Here are 5 of the most important ones.
1. Get A Financial Advisor
Seriously, don’t try to go it alone.
The world of investing is complicated and full of traps for the unwary.
A good financial advisor can help you navigate the pitfalls and make the best choices for your situation.
2. Consider Your Risk Tolerance
How much are you willing to risk?
Investing 200K is a big decision, and you want to make sure you’re comfortable with the level of risk you’re taking on.
3. Think About Your Time Horizon
When do you need to access the money you’re investing?
If you’re retired or close to retirement age, you’ll generally want to tone down the riskiness of your investments.
On the other hand, if you have a long time horizon, you can afford to take on more risk in pursuit of higher returns.
4. Don’t Forget Taxes!
Investing 200K can have some serious tax implications, so be sure to factor that into your decision-making process. Get acquainted with certain terms like capital gains tax, etc. beforehand.
5. Are You Ok With Personal Involvement?
Are you comfortable being closely involved in the business you’re investing in?
Or would you prefer to be a hands-off investor?
These are important questions to consider before making such a large investment.
Investing 200K is a big decision, but if you take the time to carefully consider all of the factors involved, it can be a very rewarding experience.
Just remember to get professional help when making such a significant investment.
Overall, there are many different investment options for those with a significant amount of money to invest.
However, the best options for ROI vary depending on your personal investment allocation, goals, and level of risk tolerance.
If you’re looking for a safe investment that will give you a decent return each year, investing in government bonds is a good option.
For those who are willing to accept more risk in exchange for the potential for higher returns, investing in stocks or real estate may be the better choice.
No matter what method you choose, be sure to do your research and consult with a financial advisor before making any final decisions.
Making a major investment is a big decision, but if you take the time to carefully consider all of the factors involved, it can be a very rewarding experience.