Things to know before buying a house

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As the housing market continues to heat up, more and more people are wondering if they should buy a house or rent.

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There are pros and cons to both renting and buying, but it ultimately comes down to what makes the most financial sense for you.

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If you're considering buying a home, there are a few things you should keep in mind. 

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For one, the market is incredibly competitive right now. Prices are rising rapidly, and bidding wars are becoming more common. 

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You'll need to be prepared to move quickly and pay more than you might have originally planned.

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You should also be aware that mortgage rates are still relatively low by historical standards. 

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If you can lock in a low rate, it could save you a significant amount of money over the life of your loan.

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Of course, buying a home is a big financial commitment. 

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You'll need to have a down payment saved up, and you'll be responsible for maintenance and repairs. 

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If you're not ready for that kind of responsibility, or if you don't think you can afford it, then renting might be the better option for you.

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